Employee Stock Purchase Plans (ESPP), can be an important benefit for clients. These programs can allow the purchase of employer stock at a discount which creates an incentive for employees to increase their ownership stake with their employer. The tax impact upon the sale of…
Read More
Map Vs. Compass In Financial Planning
I recently found myself watching the movie Lincoln, which made me think about the map vs. compass debate. This Steven Spielberg epic, provides a fascinating study in leadership. The particular scene that brought me to write this blog is the one between Thaddeus Stevens, played…
Read More
Is Back-Door Roth Going Away?
Did you know that there could be some major changes coming to the backdoor Roth IRA? The recent proposed tax changes have gotten a lot of attention in the news lately. This has also spawned quite a few questions from clients and acquaintances. Perhaps the…
Read More
Financial Planning: 13 Lessons Learned
As I mentioned in 20 lessons I have learned in 20 years of working for myself, I recently passed a milestone in my life. On September 11th of this year I had been in the financial planning business for 20 years. In that article I…
Read More
Business Lessons: Top 20 Lessons I Learned Working For Myself
20 Business lessons I learned working for myself. Do you want to know 20 business lessons I learned running my own business? Well, I recently passed a milestone in my life. On September 11th of this year I marked the 20th year of working for…
Read More
Tomorrow is Never Promised
Tomorrow is never promised, something that I think we can easily forget. I was in Colorado recently with my family. Our first vacation together since the birth of our daughter last May. I had some time to reflect and think about appreciating the people in…
Read More
Home Buying Process: Steps For Home Buyers
The home buying process can be a long process. My wife and I recently went under contract for what is our “forever home.” The home we expect to spend the next two decades in as our 2 young children grow up, go through their formative…
Read More
Dormant 401k: Should I Roll It Over?
Let’s discuss dormant 401k. You’ve left your job and started a new one or you have finally decided to start your own business. What do you do with the old 401k from your previous employer? 401ks and IRAs have many unique features that may benefit…
Read More
Financial Planning for Business Owners
Today’s post is all about financial planning for business owners. A large portion of the financial planning profession is directed at planning for people that have a defined career path. Work a nine to five job, or who contribute money to a 401(k)-plan provided to…
Read More
What Should I read? Things I’m Reading That I Think You Should Too
“The more that you read, the more things you will know. The more that you learn, the more places you’ll go.” ― Dr. Seuss, I Can Read With My Eyes Shut! “Reading is essential for those who seek to rise above the ordinary.” – Jim…
Read More
