Financial Planners can benefit most people. But there are 5 types of people who would benefit most from a financial planner. Let’s take a closer look. “Time is more valuable than money. You can get more money but you cannot get more time” -Jim Rohn…
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SEP vs. SIMPLE IRA for My Small Business?
SEP vs. SIMPLE IRA for you small business? Wondering what you should do? Let’s take a closer look at options. As a business owner, you may be searching for retirement plan options that benefit both you and your employees… all while avoiding burdensome costs and…
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How Much is My Business Worth?
If you find yourself asking the question “How much is my business worth?” Then let’s talk about a few important factors. In my 20 years in financial services, I have spoken to hundreds, perhaps even thousands of business owners. In many of those scenarios the…
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Should I Set Up A Traditional 401(k) For My Business?
Common question I hear is “should I set up a traditional 401(k) for my business? Business owners who are considering a retirement plan for their business have many options. While a traditional 401(k) is a well-known choice for business owners, there are many cases where…
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3 Lessons in Business I’ve Learned Recently
Let’s take a look at 3 lessons in business I’ve learned in the past month. Recently I’ve been having trouble with writing and more importantly writing with consistency. I’ve reduced the frequency of my blog to 2 times a month, and even then, I’m still…
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Circle of Competence: Stay Focused Like Warren Buffet
What an investor needs is the ability to correctly evaluate selected businesses. Note that word ‘selected’: You don’t have to be an expert on every company, or even many. You only have to be able to evaluate companies within your circle of competence the size of that circle is not…
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3 Things CrossFit has Helped Me Understand About Planning and Investing
Over the past 7 months, I have once again taken up CrossFit as my main form of working out. I enjoy that I can regularly push my body to its limits. When I started the workouts, they hurt, a lot, and my times were not very…
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How Could the Proposed Tax Changes Affect Me?
President Biden’s administration has outlined a tax policy built upon the agenda introduced during his campaign. Biden’s tax plan focuses on raising taxes on corporations and affluent households, while increasing credits for moderate- to lower-income households. With Democratic control of Congress, changes outlined in President…
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3 Reasons Why We Are Probably Not in a Housing Bubble
The latest numbers are out and the Case Shiller Home price index is up 11%, a level not seen since previous to the Great Financial Crisis of 07-08. All of us remember how crazy that time was and if we were not owners ourselves at the time we knew…
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Fighting Ourselves, How to Avoid Bias in Our Investment Decisions
Should we buy that stock we hear about on the news? Should we sell that mutual fund that has done well for us in the past? Am I going to be able to reach my goals if I do not do what Bob & Sally told me…
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